• Your credit report is made up of 5 major zones in which only 4 of these zones are used to score your credit risk:

    • Identifying (personal) Information – (Under the Equal Credit Opportunity Act, credit scoring may not use gender, marital status, national origin, race, or religion as factors.)
    • Public Record
    • Collection Items
    • Tradeline(Account Information)
    • Inquiries
A1 Credit Builders is a BBB Accredited Credit Service in Union City, GA