Choose us is your best decision
Let Us Help You Understand, Repair & Rebuild your credit!
“Unlock financial freedom with our expert team at A1 Credit Builders. We go beyond numbers, guiding you to Understand, Repair, and Rebuild your credit with personalized strategies. Reclaim control over your financial narrative and pave the way to a brighter, debt-free future. Let us be your partner on the journey to credit excellence – because your financial well-being is our priority.”
How it Works
Credit Analysis
After reviewing your credit report for accurate, complete and updated information; we will develop a credit restoration strategy plan
Credit Consultant
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Rebuild Credit
We will provide you with the tools to develop a personalized financial plan. This includes financial analysis and reestablishing new credit.
Credit Analysis
Credit Consultant
Credit consulting is the practice of enhancing your creditworthiness through the identification and resolution of errors, inaccuracies, and adverse entries in your credit reports. It encompasses the steps of acquiring your credit reports, addressing discrepancies through expert guidance, and implementing financial strategies to elevate your credit score, thereby opening doors to improved financial prospects.
Rebuilding credit
refers to the process of restoring a positive credit history and improving a low or damaged credit score. This is typically necessary after a period of financial difficulty or negative credit events, such as missed payments, bankruptcies, or collections. Rebuilding credit involves several key steps:
- Check Your Credit Report
- Address Negative Items
- Pay Your Bills on Time
- Reduce Credit Card Balances
- Use Credit Responsibly
- Establish Positive Credit
- Monitor Your Progress
Our Service will help you remove any inaccurate, erroneous, obsolete information in your credit file including:
Missed or delayed payments on credit accounts or loans.
Debts that have been turned over to a collection agency after non-payment.
Debts written off by lenders as unlikely to be collected after prolonged non-payment.
Borrowed funds for education that need to be repaid with interest.
Legal proceedings to resolve debts when a person or business is unable to repay them.
The legal process where a lender takes control of a property due to the borrower’s failure to make mortgage payments.
Outstanding payments for healthcare services received.
A claim by the government on a taxpayer’s property due to unpaid taxes.
The sale of a property for less than the outstanding mortgage balance, usually to avoid foreclosure.
A court ruling that determines a debtor’s obligation to pay a creditor.
The act of a lender reclaiming property (such as a car) due to non-payment.
The legal removal of a tenant from a rental property due to non-payment or lease violations.
Official documents that are accessible to the public, including legal matters like bankruptcies or liens.
Payments made by a non-custodial parent to support the financial needs of their child.
Credit Education
Money Is King - Credit Is Power
“Living with bad credit is not an option”
~Quincy Ellington
Our Happy Clients
Update.....I've been able to move into my dream home!!! I had no idea of the journey and benefits that were ahead of me but, I can't thank A1 Credit builders enough. You've made all of your resources available to me, I didn't expect a realtor to be apart of my package but you kept your word. "My resources become your resources" was exactly what happened. I will always recommend this company, I will always be an advocate for good business, good customer service and great results. Thank you Quincy!!!
Quincy is the goat! I came to him after multiple attempts to dispute a collection on my own that had been on my credit report for years. I was referred by a previous client of his who also had great results. Quincy was very professional, quick, and efficient. We solidified everything on a Tuesday and literally by the next day he had my dispute packages mailed out to the credit bureaus. We began the credit repair process on 21 September and by 14 October not only was the collection removed but so were all of the hard inquires. My credit went up 51+ points! His prices are very reasonable and he provides immaculate services. 10 out of 10 ⭐️
A1 Credit Builders went above and beyond to take the time to explain what was causing a negative impact on my credit score. I was counseled and taught very valuable information during the entire process.I was also provided a book to assist me with understanding credit.I felt genuine concern to prevent me from making the same mistakes. They were helpful, courteous, professional, knowledgeable, and answered all my questions ....and I had a lot!!!! I greatly appreciate your help. 5 STARS and more, because you changed my life!!! Thank you Thank you!!!
Best experience ever. I couldn’t be more happier with the results I’ve received. Very professional, fast and was with me every step of the way during the entire process. You will never go wrong here. Thank you so much for changing my life. I really appreciate your service. I’m so happy.
I just start working with Quincy Ellington and was refer by one of my best friend Traylece. She is also a great artist and superior. I am hoping for good news and will post another feedback soon. This process has been good so far and great communication from the Quincy Ellington include professionalism.
Great experience would give 1,000 stars if I could quick very easy process and the outcome far exceeded my expectations with rebuilding my credit. I Highly recommend using A1. So you can buy without worry there’s no greater feeling!
