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Let Us Help You Understand, Repair & Rebuild your credit!

“Unlock financial freedom with our expert team at A1 Credit Builders. We go beyond numbers, guiding you to Understand, Repair, and Rebuild your credit with personalized strategies. Reclaim control over your financial narrative and pave the way to a brighter, debt-free future. Let us be your partner on the journey to credit excellence – because your financial well-being is our priority.”

How it Works

Credit Analysis

After reviewing your credit report for accurate, complete and updated information; we will develop a credit restoration strategy plan

Credit Consultant

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Rebuild Credit

We will provide you with the tools to develop a personalized financial plan. This includes financial analysis and reestablishing new credit.

Credit Analysis

This guide explores the essential process of evaluating borrower creditworthiness. It defines credit analysis and highlights its importance in managing risk and profitability in lending. Key components, the analysis process, and its application for different borrower types are discussed. Additionally, tools, technology, and challenges in credit analysis are addressed. The article emphasizes the significance of understanding credit analysis in responsible financial decision-making for lenders, investors, and borrowers alike.

Credit Consultant

Credit consulting is the practice of enhancing your creditworthiness through the identification and resolution of errors, inaccuracies, and adverse entries in your credit reports. It encompasses the steps of acquiring your credit reports, addressing discrepancies through expert guidance, and implementing financial strategies to elevate your credit score, thereby opening doors to improved financial prospects.

Rebuilding credit

refers to the process of restoring a positive credit history and improving a low or damaged credit score. This is typically necessary after a period of financial difficulty or negative credit events, such as missed payments, bankruptcies, or collections. Rebuilding credit involves several key steps:

  • Check Your Credit Report
  • Address Negative Items
  • Pay Your Bills on Time
  • Reduce Credit Card Balances
  • Use Credit Responsibly
  • Establish Positive Credit
  • Monitor Your Progress

Our Service will help you remove any inaccurate, erroneous, obsolete information in your credit file including:

  • Late Payments

  • Collections

  • Charge-offs

  • Students Loans

  • Bankruptcies

  • Foreclosures

  • Medical Bills

  • Tax Liens​

  • Short Sales

  • Judgements

  • Reposessions

  • Evictions

  • Public Records

  • Child-Support

  • and more….​

As a leader in this business. we have been chosen by thousands of families needing credit restoration give us a chance to help you too!

Credit Education

Money Is King - Credit Is Power

The goal of this book has been to educate our readers on the importance of understanding and obtaining credit. We have been dying a financial death because of the lack of knowledge pertaining to credit. We are buying cars and houses at the highest interest rates or paying cash for everything due credit illiteracy. We are here to help you understand, repair and rebuild your credit. Get this book now and educate yourself.

“Living with bad credit is not an option”

~Quincy Ellington

Our Happy Clients

Update.....I've been able to move into my dream home!!! I had no idea of the journey and benefits that were ahead of me but, I can't thank A1 Credit builders enough. You've made all of your resources available to me, I didn't expect a realtor to be apart of my package but you kept your word. "My resources become your resources" was exactly what happened. I will always recommend this company, I will always be an advocate for good business, good customer service and great results. Thank you Quincy!!!

Quincy is the goat! I came to him after multiple attempts to dispute a collection on my own that had been on my credit report for years. I was referred by a previous client of his who also had great results. Quincy was very professional, quick, and efficient. We solidified everything on a Tuesday and literally by the next day he had my dispute packages mailed out to the credit bureaus. We began the credit repair process on 21 September and by 14 October not only was the collection removed but so were all of the hard inquires. My credit went up 51+ points! His prices are very reasonable and he provides immaculate services. 10 out of 10 ⭐️

A1 Credit Builders went above and beyond to take the time to explain what was causing a negative impact on my credit score. I was counseled and taught very valuable information during the entire process.I was also provided a book to assist me with understanding credit.I felt genuine concern to prevent me from making the same mistakes. They were helpful, courteous, professional, knowledgeable, and answered all my questions ....and I had a lot!!!! I greatly appreciate your help. 5 STARS and more, because you changed my life!!! Thank you Thank you!!!

Best experience ever. I couldn’t be more happier with the results I’ve received. Very professional, fast and was with me every step of the way during the entire process. You will never go wrong here. Thank you so much for changing my life. I really appreciate your service. I’m so happy.

I just start working with Quincy Ellington and was refer by one of my best friend Traylece. She is also a great artist and superior. I am hoping for good news and will post another feedback soon. This process has been good so far and great communication from the Quincy Ellington include professionalism.

Great experience would give 1,000 stars if I could quick very easy process and the outcome far exceeded my expectations with rebuilding my credit. I Highly recommend using A1. So you can buy without worry there’s no greater feeling!

Contact Us
For expert assistance with credit analysis or specific credit-related questions, reach out to our professionals for tailored guidance.